Our Community 1st Credit Union Certificate Accounts give you high-impact earning potential with a fixed-term deposit. And unlike stocks or mutual funds, the security of your principal CD is always guaranteed by the NCUA up to $250,000.

Earn Dividends with Compound Interest

When you purchase a Certificate of Deposit (CD), you invest a fixed sum of money for a fixed period of time – 180 days, 6 months, 1 year or 5 years. In exchange, we pay you interest at regular intervals.

*Click here for terms and conditions

Dividends are paid monthly and can be added to your CD balance to compound even more. We have deposit options starting at a $500 investment with flexible terms ranging from 180 days to 60 months.

When you cash in or redeem your CD at maturity, you receive the money you originally invested plus any accrued interest.

Come into a branch near you or call us to get started today! (800) 247-7328

_{*Annual Percentage Yield. Rates current as of November 1st, 2022. If you redeem your CD before it matures, you may have to pay an early withdrawal penalty or forfeit a portion of the interest you earned. Minimum to open a CD is $500. The listed rate is for an 18 month CD. The account will automatically renew at the end of the term to the current certificate rates. Dividends are paid monthly by posting to an account, or by adding to the certificate balance to compound each month. Rates subject to limitations and restrictions and may change at any time.}

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