Cars & Trucks

At Community 1st Credit Union we're here to help get you on the road quickly and easily. Find all the information you need to purchase, research, refinance, or protect your vehicles with a range of products and services designed to get you behind the wheel of your dream car or truck while keeping things affordable.

Our current rate sheet promotes some of the lowest lending rates in the industry. Combined with our personal customer service and strong dealership relationships, it's a good idea to obtain a pre-approval prior to shopping the lot.




Get into that vehicle with zero down-including purchase price, sales tax, licensing fees, extended warranty, even GAP coverage. Get pre-approved for a low fixed rate tailored just for you, and you can keep your payments low with extended terms. Then, shop like a cash buyer for your best deal.

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Save the hassle of shopping for a new car when you finance your vehicle through us. Our automotive partners have the expertise to find, negotiate, purchase, and deliver the car you want for less. Simply choose your ideal make & model, color and trim options and our consultants will locate your vehicle and call you with the negotiated price -- usually in a couple of hours.

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Find out the value of your current vehicle or the used vehicle you want to buy. NADA provides values, tools, products and services to assist vehicle-buyers during their research and decision-making process.



The Credit Union Direct Lending (CUDL) program is a credit union-owned service developing custom applications, training and marketing programs to help credit unions serve their members’ auto buying needs.



Enterprise Car Sales offers no-haggle pricing to help you compare used car prices, which can make the process easier to buy used cars and trucks. All used cars for sale come with our 109-point vehicle certification, 12/12 limited powertrain warranty and 12-month unlimited roadside assistance.

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* APR: Annual Percentage Rate. All rates and terms are subject to change. All loans are subject to approval. Your rate and term are determined by your credit history and loan amount. Other rates may apply. Rates are current as of 04/07/2015. Refinance not applicable on existing Community 1st Credit Union loans. Not valid with any other offers. **1% of loan amount not to exceed $250 cash back on refinances from other financial institutions with a minimum loan amount of $10,000. Loan must be open a minimum of 6 months or cash back award will be collected at payoff. See credit union for promotional details. This is a limited time offer.