Home Loan Options
We are proud to offer our members customizable loan options to fit their different needs and times of life.
1ST MORTGAGE (TRADITIONAL)
Whether it's your first or fourth purchase — our team promises:
- An easy application process (we'll give you a convenient checklist of required documents and fill out the application for you!)
- No application fee with a 1% origination fee
- Expert assistance
Already have a mortgage? We make refinancing easy!
Contact one of our mortgage loan specialists and start the process today.
*Click here for terms and conditions
HOME EQUITY LINE OF CREDIT (HELOC)
Our Home Equity Line of Credit (HELOC) program is easy-to-use and allows you to tap into your home's equity as you need it.
- Perfect to access cash for home remodel projects, vacations, college expenses, and more
- Lines of $5,000 to $50,000 (not to exceed 80% of appraised value in total loans)
- Borrow what you need, as you need it, over 10 years at a variable rate as low as Prime
- Charge expenses to your Home Equity Visa Gold card, take a cash advance against the Visa, or transfer funds by phone from your HELOC to checking
- Monthly payments are calculated on 1.5% of the existing balance ($100 minimum). Pay interest only on what you borrow. Use it for 10 years and take 10 more years to repay
Click here for terms and conditions
HOME EQUITY LOAN
Get a one-time home equity loan for debt consolidation, home improvements, starting a small business and more ...
- Borrow $5,000 to $100,000 (not to exceed 80% of appraised value in total loans)
- Get a fixed rate (often lower than a credit card or signature loan)
- Monthly payments that work with your timelines and budget
Click here for terms and conditions
