Home Loan Options

We are proud to offer our members customizable loan options to fit your different needs and times of life.

TRADITIONAL FIRST MORTGAGE

Whether it's your first or fourth purchase or refinancing your conventional mortgage — our team promises:

  • An easy application process (we'll give you a convenient checklist of required documents and fill out the application for you!)
  • No application fee with a 1% origination fee
  • Expert assistance

Contact one of our mortgage loan specialists and start the process today.

PREMIER HOME EQUITY LINE OF CREDIT (HELOC)

 

Our Home Equity Line of Credit (HELOC) program is easy-to-use and allows you to tap into your home's equity as you need it.

  • Perfect to access cash for home remodel projects, vacations, college expenses and more
  • Lines of $5,000 to $50,000 (not to exceed 80% of appraised value in total loans)
  • Borrow what you need, as you need it, over 10 years at a variable rate as low as Prime (3.99% Floor Rate)
  • Charge expenses to your Home Equity Visa Gold card, take a cash advance against the Visa, or transfer funds by phone from you HELOC to checking
  • Monthly payments calculated on 1.5% of existing balance ($100 minimum). Pay interest only on what you borrow. Use it for 10 years and take 10 more years to repay

Apply Now →

Click here for terms and conditions

 

HOME EQUITY LOAN

 

Get a one-time home equity loan for debt consolidation, home improvements, starting a small business and more ...

  • Borrow $5,000 to $100,000 (not to exceed 80% of appraised value in total loans)
  • Get a fixed rate (often lower than a credit card or signature loan)
  • Monthly payments that work with your timelines and budget

 

Apply Now →

Click here for terms and conditions

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