Certificate Account

Our Community 1st Credit Union Certificate Accounts give you high-impact earning potential with a fixed-term deposit. And unlike stocks or mutual funds, the security of your principal CD is always guaranteed by the NCUA up to $250,000.



When you purchase a Certificate of Deposit (CD), you invest a fixed sum of money for a fixed period of time – 180 days, 6 months, 1 year or 5 years. In exchange, we pay you interest at regular intervals.


*Click here for terms and conditions


Dividends are paid monthly and can be added to your CD balance to compound even more. We have deposit options starting at a $500 investment with flexible terms ranging from 180 days to 60 months.

When you cash in or redeem your CD at maturity, you receive the money you originally invested plus any accrued interest.


Retirement / IRA's →

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