Certificate Account

Our Community 1st Credit Union Certificate Accounts give you high-impact earning potential with a fixed-term deposit. And unlike stocks or mutual funds, the security of your principal CD is always guaranteed by the NCUA up to $250,000.

EARN DIVIDENDS WITH COMPOUND INTEREST

When you purchase a Certificate of Deposit (CD), you invest a fixed sum of money for a fixed period of time – 3 months, 6 months, 1 year or 5 years. In exchange, we pay you interest at regular intervals.

Dividends are paid monthly and can be added to your CD balance to compound even more. We have deposit options starting at a $1,000 investment with flexible terms ranging from 3 to 60 months.

When you cash in or redeem your CD at maturity, you receive the money you originally invested plus any accrued interest.

Retirement / IRA's →

 

 

CDs: The following rates are current as of March 1, 2017. If you redeem your CD before it matures, you may have to pay an “early withdrawal” penalty or forfeit a portion of the interest you earned.

*APY = Annual Percentage Yield. If you redeem your CD before it matures, you may have to pay an "early withdrawal" penalty or forfeit a portion of the interest you earned. Special Promo CD is for funds not currently on deposit with C1CU. Minimum to open promo CD is $10,000. Rate will be indexed from our regular certificate rates as follows:30mo to 24mo; 18mo to 12mo; and 9mo to 6mo. A penalty may be imposed for early withdrawals. The account will automatically renew at the end of the term to the regular certificate rates (30mo to 24mo; 18mo to 12mo; and 9mo to 6mo). Dividends are paid monthly by posting to an account or by adding to the certificate balance each month. This is a limited time offer, subject to limitations and restrictions.