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Certificate Account
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Our Community 1st Credit Union Certificate Accounts give you high-impact earning potential with a fixed-term deposit. And unlike stocks or mutual funds, the security of your principal CD is always guaranteed by the NCUA up to $250,000.
EARN DIVIDENDS WITH COMPOUND INTEREST
When you purchase a Certificate of Deposit (CD), you invest a fixed sum of money for a fixed period of time – 6 months, 12 months or 60 months. In exchange, we pay you interest at regular intervals.
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Dividends are paid monthly and can be added to your CD balance to compound even more. We have deposit options starting at a $500 investment with flexible terms ranging from 6 months to 60 months.
When you cash in or redeem your CD at maturity, you receive the money you originally invested plus any accrued interest.