Checking Accounts

Our mission is to put your banking needs 1st. That means checking tailored to your convenience-not ours. So we offer a number of options, all with free 24/7 electronic access (Online Banking, Expressline touch-tone phone banking, Visa Debit Card, Direct Deposit & Automatic Overdraft Protection).



Are you someone who appreciates a good deal? This account is built for high performance and loaded with savings. If you regularly write checks, use Money Orders or Cashier’s Checks — this account will save you money. For only $7 per month you’ll receive all these things with no additional charges.

You’ll also earn competitive interest if you maintain a balance of $200 or greater, along with a free Visa Debit Card, free Online Banking and Bill Pay, and the use of the 30,000+ CO-OP ATM’s nationwide completely free. If earning more and saving more is 1st Priority, this is the account for you. You earn highly competitive dividends on a balance of $200 or more. Get all your custom image checks free. Money Orders, and Cashier’s Checks are fee-free. All for just $7 a month!


If you like things neat and tidy our 1st Class Checking is perfect for you. When you keep a minimum balance of $200 in your account, your account is free. You earn competitive dividends, free Online Banking, and Bill Pay, free Visa Debit Card and access to over 30,000 CO-OP ATMs nationwide fee-free. If you don’t keep a minimum balance of $200, you’ll still get everything listed; only you’ll be charged a flat fee of $5 per month. Simple and clear, just like you like it.

Earn competitive dividends on money you use to pay bills, and avoid the low $5 monthly fee by maintaining a balance of $200 or more.


You’re a busy, on-the-go kind of person who likes to check your balances and pay your bills all from the comfort of a ski lift, outdoor café, another country or wherever you have a signal. You also believe that checking accounts should be free: no monthly surcharges and no hidden fees.

This account may be the easiest checking account to maintain for those that want to reduce the use of paper and have embraced the freedoms of the digital age. So avoid monthly service fees* for checking and enroll in our Eco option to make the most of fee-free debit transactions, Online Banking, eStatements, Bill Pay and Direct Deposit.


Congratulations! Even though 50 is the new 35, we still want to honor you by providing a checking account that is completely free while you earn dividends. A free Visa Debit Card, Online Banking, Bill Pay and more! So if you’re 50 or better, this account allows you to avoid monthly fees and minimum balance requirements. Plus, you'll get one free box of check each year!


Business Checking →

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Equal Opportunity Act, and NCUA Insurance.